– The Fastest Payday Loans at the Lowest Rates

When you are in desperate need of money, PaydayLoanRate promises to offer you the solution you need – money in your account, fast and without too much effort. The requirements that you must fulfill are few and simple, and the application and evaluation procedure is very fast and simple.


Two of the requirements that you must meet in order to qualify for a loan provided by PaydayLoanRate concern your age and status: you have to be at least 18 years old and to live in the US as a citizen or resident.

In order to apply for the loan you must fill in the electronic form available on the company’s website with your full name, address, social security number and a valid phone number.

You must also provide information about your job and your monthly income. The income should exceed 1,000 dollars, otherwise you are not eligible for a offered loan. In order to receive feedback regarding your application you should also provide a valid e-mail address.

It is important that you include valid bank account information, so that the amount you borrow be transferred to your account when you receive the approval.

The repayment procedure is just as simple, considered that the money will be withdrawn directly from your account at payday.

The amount that you can borrow by applying on varies from $100 to $1,500, and it can be repaid within a period ranging from 14 to 30 days. In case that you are not able to repay the whole debt on time, you can ask for an extension, but you will have to pay a delay fee.

Benefits of Borrowing Money from PaydayLoanRate

  • The fact that you can apply from your own home is one of the greatest advantages offered by this online lender. This way, you do not have to lose precious time visiting different locations or calling the client service department in order to get the information you need.
  • The rapidity of the application procedure is another benefit that comes with choosing as your lender. Once you fill in the electronic form, the approval may be granted within one hour, but it is certain that within less than 24 hours you will have the money in your account.
  • Your paycheck is the only guarantee for the loan, so you do not have bring in other possessions.
  • It does not matter if you have bad credit, as your credit is not even checked. As long as you meet the above requirements, the loan is practically yours.
  • The short duration of the repayment period is perceived as a great advantage, because you do not pay a great amount as interest. Besides, if you succeed to repay the full amount before the arrival of the due date, you can even get a small compensation.
  • The site incorporates a special section, where the frequently asked questions are answered. If you want to know more about the situation of your loan at a certain moment, you can contact the customer service by phone or email.


One slight inconvenient is represented by the fact that you cannot apply for a new loan before paying your old one. However, it is also an advantage, considering that it prevents you from getting in debts over your head.

Customer Feedback

Hundreds of former and actual clients testify to the lender’s reliability, some of them confessing that they got several loans, always with low interest rates and within 24 hours, providing basic information and documents.


If you need cash urgently, do not hesitate to apply on, as you will benefit from the lowest loan rates and the best customer service.

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